Some of the insurance policies available are legislated and mandated by law e.g. motor insurance and work injury benefits. However, it is important to insure oneself and property against risk as early as possible to mitigate the effects of adverse occurrences such as accidents, loss of income due to injury, burglary e.t.c. especially since it is impossible to forecast them.

The importance of safeguarding your children’s future by planning and saving for their education as early as possible can also not be overemphasized.