3. Who Should Have A Pension Scheme?
Everyone! In fact saving for retirement from the first day of gainful employment is a given in developed countries. Your financial plan is certainly incomplete without a pension plan. All of use will retire with a myriad of financial obligations still to care about e.g. school fees, household expenses, mortgage loans etc but the most critical of them all is medical expenses which unfortunately tend to escalate with age. One sure way of planning for these crucial expenses is making regular savings through a pension scheme.
 

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