Advantages of BAAM Unit Trusts

Potentially Superior Returns: British-American Unit Trusts provide potentially superior returns to fixed deposits over the longer term, therefore providing investors with the opportunity to build real wealth over the medium to longer term. 
Easy and affordable investment: unit trusts are a convenient and low-cost way of investing in financial markets. Investors can share in the rewards of the stock exchange without the risks of direct investment. Unit trusts offer investors the choice of switching their portfolios when their needs and risk profiles change and the choice of increasing, stopping or decreasing stop orders without penalties. 
Diversification of risks: With a relatively small investment, a collective investment provides access to a broad spread of different shares and investments.  

This diversification helps to reduce your risks because it makes you less dependent on the performance of one company. 
Expertise in Professional Management: British-American Unit Trusts are managed by highly qualified investment managers and investment specialists whose full-time job is to make investment decisions. 
Value for money: British-American Unit Trusts are designed to give investors good value for money. The pooling of money increases the buying power by enabling the payment of lower dealing and administration costs than if the investor had invested directly in a selection of investments.

The pooling of investments also enables the fund manager to buy shares, money market instruments such as treasury bills, bonds and other investments which would be beyond the reach of the average investors. 
Flexible investment options: British-American Unit Trusts provide investors with the following investment options:  

 

• Lump sum investments: A lump sum investment can be made at any time during the life of the investment, resulting in the entire investment benefiting from the growth and income potential of the chosen unit trust.  
• Monthly Investment Plan: A regular monthly investment can be made into your account resulting in an easier way of building capital. 
• Switching: Investors are able to switch their investments between different portfolios.  
• Cash Withdrawal Facility: The Cash Withdrawal Facility allows you to take regular withdrawals from your British-American unit trusts. The facility is useful if you are investing for a specific event in the near future where you will require a regular flow of cash to fund your children's further education or to supplement a regular income. The Cash Withdrawal Facility is flexible, simple and tax-efficient way of taking withdrawals from your investments.

  Liquidity: British-American Unit Trusts are flexible and easily accessible. You can sell all or part of your investment at any time. However, we recommend that investments in the Balanced Fund and the Equity Fund should be viewed as medium to longer term of 3 to 5 years or more in order to benefit from market cycles.  

• Tax efficient: Unit trusts are highly tax efficient investment. A unit trust fund does not pay tax on its income, either from dividends or interest. In addition, unit trusts do not pay tax on capital gains. 

Safe and Transparent: Unit trusts are strictly regulated by the Capital Markets Authority under the Capital Markets (Collective Investment Schemes) Regulations, 2001.